From impulse buys to long-term gains: Rethinking Black Friday
A small shift in thinking today can shape a far brighter financial future. So, before you hit “Add to Cart” next November, pause for just a moment and ask yourself: Would I rather own this today, or grow something bigger for tomorrow?
The real value of what you buy and invest in
This Black Friday, savvy shoppers know that a discount doesn’t always equal value. The same principle applies to investing: it’s not about how cheap something looks, but whether it’s worth the price.
How to stay invested when markets get loud
In today’s hyperconnected world, we’re bombarded with investment noise – market updates, breaking news, expert predictions, social media threads, and sensationalist headlines. But as an investor, reacting to short-term events can do more harm than good.
Retirement planning: Six essential lessons for securing your future
This article considers six essential lessons to help you navigate the complexities of retirement planning. From managing inflation to understanding the power of diversification, these practical lessons aim to give you the tools you need to make informed decisions and secure a stable financial future.
Beware of how behavioural biases drive your spending habits this festive season
As the South African summer emerges, it ushers many reasons to loosen the purse strings. Shop fronts are covered in tinsel and spending season is in the air. Instead of closing our eyes and swiping away, it’s a good time to be cognisant of our spending habits and behaviours.
New Year, new financial you: Eight easy financial resolutions for 2025
As we close out 2024, it’s the perfect time to reflect on the financial decisions we’ve made this year and consider the changes we can implement as we head into 2025. By setting clear financial resolutions, we can navigate the challenges and opportunities the new year presents, steering towards a more secure and prosperous financial future.
The impact of retirement income choices on mental health and financial well-being
We examine how retirement income choices, particularly living and life annuities, impact financial well-being and mental health. Our finances significantly impact our emotional health because money influences various aspects of our lives.