OIG Capital Edge Portfolio versus Money Market
OIG’s Capital Edge Portfolio strategy offers investors a low-risk and stable long-term total return while allowing regular withdrawals. The portfolio will predominantly invest in interest-bearing investment products, while also making use of up to 30% hedge funds.
Maximising your Tax-Free Savings benefits
To truly reap the rewards and benefits of a Tax-free investment, it should be seen as such – an investment for the long term. In fact, the longer, the better! When treated this way, it can be an extremely powerful tool for long-term wealth creation and retirement planning.
Women, wealth and winning at investing
Women’s Month allows us to reflect on the unique financial challenges women face and highlight how smart financial planning and investing can empower women to secure their financial futures.
Navigating the Two-Pot Retirement System
The Two-Pot Retirement System represents a significant shift in the South African retirement landscape. Financial advisors will play a crucial role in educating and guiding investors through these changes, ensuring they can make informed decisions that secure their financial future. Investors are encouraged to seek financial advice when making decisions regarding possible withdrawals.
Empowering Youth – The power of starting to save early and compound interest
In South Africa, Youth Day (celebrated annually on 16 June) pays homage to the power and potential of our country’s youth. This occasion also serves as a great reminder to emphasise the importance of financial literacy and the benefits of saving and investing from an early age. Understanding compound interest and the advantages of early savings can significantly impact an individual’s financial future.
Navigating South Africa’s 2024 Election Outcome
The 2024 South African elections introduced significant changes, disrupting the political landscape. The African National Congress (ANC), which has ruled for three decades, lost its parliamentary majority, winning only 39.77% of the National Assembly vote and 159 out of 400 seats.
Chasing yesterday’s winners: A cautionary tale
The dominance of the “Magnificent 7” and FAANG stocks within the NASDAQ-100 Index underscores their significant influence on the market, propelled by their high market capitalizations and impressive growth rates.
Staying invested trumps chasing performance
Investing can often be a roller coaster ride of emotions, with market volatility and the constant influx of financial news influencing decisions. However, one of the most solid pieces of advice in investing is to stay the course. Navigating the complex financial landscape, where last year’s unprecedented rate hikes, persistent inflationary pressures, and geopolitical uncertainties dominated headlines, requires a strategic and measured approach to investing.
Navigating the financial landscape with resilience
The sheer unpredictability of human behaviour throws a spanner in the wheels of accurate economic forecasting. So, navigating the 2024…