April market volatility – an opportunity to panic or to buy cheap
What may initially seem like chaos or decline is often a window of opportunity – where market volatility offers the chance to buy quality shares at discounted prices. It’s a reminder that not all downturns are cause for concern; some are invitations to invest wisely.
Market Summary: Impact of tariffs and South Africa’s economic challenges
South Africa finds itself grappling with multiple economic challenges. The country received a blow with the imposition of a 30% tariff on its exports to the US, a move that came as a shock. Despite the challenging market environment and economic uncertainties both globally and locally, we remain committed to our tried-and-tested investment process.
Why markets just got volatile and why investors should do nothing
Global markets underwent a seismic response to last Wednesday’s announcement of sweeping tariffs by US President Trump. The temptation to do something in response to major events is ever-present. In times like these, it’s wise to remember that not taking action and not making knee-jerk decisions, is a decision in itself.
From beehives to investments: An easy-to-understand analogy for financial adviser’s clients
Partnering with a trusted investment manager doesn’t replace the adviser’s role – it enhances it. Just as a beekeeper relies on the hive’s efficiency to produce high-quality honey, a financial adviser can focus on client needs while leveraging the expertise of an investment partner to deliver optimal results.
To increase or to not increase, VAT remains in question
Given the current political impasse and the need for further negotiations, it remains uncertain whether the proposed VAT increase will be implemented. Should the 0.5% hike (suggested to take effect on 1 May) go ahead, we outline how this may impact consumers and investors.
Retirement planning: Six essential lessons for securing your future
This article considers six essential lessons to help you navigate the complexities of retirement planning. From managing inflation to understanding the power of diversification, these practical lessons aim to give you the tools you need to make informed decisions and secure a stable financial future.
A recipe for financial success: The adviser and the trusted investment partner
By working together, advisers and investment partners create a powerful partnership that allows clients to receive both tailored financial guidance and expertly managed investments.
Tik tok…the tax clock is ticking
With the tax year-end approaching, now is the perfect time for taxpayers to take stock of their finances. The end of February marks the close of another tax year, and with it, the opportunity to maximise annual tax relief, complete payments, and finalise essential tax-related activities.
2025 Outlook
As we look ahead to 2025, several macroeconomic factors will shape global economic performance. Key considerations include the implications of rising tariffs, anticipated changes in interest rates, and projections for GDP growth.
Beware of how behavioural biases drive your spending habits this festive season
As the South African summer emerges, it ushers many reasons to loosen the purse strings. Shop fronts are covered in tinsel and spending season is in the air. Instead of closing our eyes and swiping away, it’s a good time to be cognisant of our spending habits and behaviours.