Ubuntu investing
Ubuntu teaches that collective strength is greater than any single part -and investing works the same way. By diversifying across asset classes, geographies, and strategies, portfolios become more resilient and less dependent on one outcome. OIG supports advisers through active management, customised solutions, and the inclusion of alternatives like hedge funds, ensuring clients are well-positioned for both stability and long-term growth.
Bread, cheese, tomato… and inflation: the real price of living in SA
The official 3% inflation rate in June 2025 doesn’t reflect the true cost pressures many South Africans face. Essentials like food and electricity push inflation much higher for lower-income households, pensioners, and certain regions. Tools like the “Braaibroodjie Index” highlight these gaps, showing why financial planning should focus on each client’s personal spending patterns rather than national averages.
Not all investments are created equal – The role of regulation in protecting South African investors
In South Africa, investors can choose between regulated and unregulated investment vehicles – each with its own level of protection, transparency, and risk. This article unpacks the role of regulation in protecting investors, the key differences between these two categories, and what to consider when evaluating investment opportunities.
Hedge Funds: Why this often-overlooked investment strategy could be your portfolio’s game-changer
Hedge funds may not get as much attention as shares or bonds, but their strategic flexibility makes them a powerful addition to any well-diversified portfolio. Unlike traditional investments, hedge funds use a broader toolkit – including long and short positions, derivatives, and risk hedging – to deliver returns in both rising and falling markets. Thanks to Regulation 28, South African retirement investors can allocate up to 10% to hedge funds, offering an opportunity to reduce volatility, enhance diversification, and protect capital in times of market stress.
South Africa faces fresh trade headwinds as U.S. imposes 30% tariff amid BRICS tensions
As geopolitical tensions intensify, South Africa is facing a formidable challenge to its trade and economic stability. The U.S. government’s decision to impose a 30% tariff on South African imports, effective 1 August, underscores growing friction between Washington and BRICS-aligned nations.
Does South Africa have a statistics problem?
A growing narrative suggests that South Africa may have a statistics problem, particularly in how it measures unemployment, productivity, and household income. Central to this debate is the country’s large informal economy and extensive social grant system, which together complicate traditional definitions of labour market participation and income.
How to stay invested when markets get loud
In today’s hyperconnected world, we’re bombarded with investment noise – market updates, breaking news, expert predictions, social media threads, and sensationalist headlines. But as an investor, reacting to short-term events can do more harm than good.
Why do we struggle to envision extreme longevity?
Despite clear data showing that more people are living into their 90s and beyond, many individuals find it difficult to picture themselves doing the same. Despite this, retirement planning strategies and financial products have yet to adequately adjust to these demographic and life-expectancy changes. The looming longevity crisis demands a re-evaluation of how long we should plan to live, and how to ensure sustainable income through those years.
How generations are redefining wealth and investing
Each generation has a distinct relationship with money, shaped by the world in which they grew up. Investing isn’t just about numbers – it’s about people. Your experiences, values, and goals all influence how you view and grow your wealth. Understanding how your generation shapes your money mindset – and how to avoid its blind spots – can help you take control of your financial future.
Are you a seasoned investor or a seasonal investor?
Seasoned investors know that trying to time the market is a risky game. Investing isn’t seasonal gardening – it’s more like cultivating a vineyard: it takes time, patience, and consistency before you enjoy the full reward. No winemaker pulls out vines mid-year just because it’s winter. They prune, plan, and prepare – because they know the harvest will come. The same is true of long-term investing.