Why do we struggle to envision extreme longevity?
Despite clear data showing that more people are living into their 90s and beyond, many individuals find it difficult to picture themselves doing the same. Despite this, retirement planning strategies and financial products have yet to adequately adjust to these demographic and life-expectancy changes. The looming longevity crisis demands a re-evaluation of how long we should plan to live, and how to ensure sustainable income through those years.
How generations are redefining wealth and investing
Each generation has a distinct relationship with money, shaped by the world in which they grew up. Investing isn’t just about numbers – it’s about people. Your experiences, values, and goals all influence how you view and grow your wealth. Understanding how your generation shapes your money mindset – and how to avoid its blind spots – can help you take control of your financial future.
Are you a seasoned investor or a seasonal investor?
Seasoned investors know that trying to time the market is a risky game. Investing isn’t seasonal gardening – it’s more like cultivating a vineyard: it takes time, patience, and consistency before you enjoy the full reward. No winemaker pulls out vines mid-year just because it’s winter. They prune, plan, and prepare – because they know the harvest will come. The same is true of long-term investing.
April market volatility – an opportunity to panic or to buy cheap
What may initially seem like chaos or decline is often a window of opportunity – where market volatility offers the chance to buy quality shares at discounted prices. It’s a reminder that not all downturns are cause for concern; some are invitations to invest wisely.
Market Summary: Impact of tariffs and South Africa’s economic challenges
South Africa finds itself grappling with multiple economic challenges. The country received a blow with the imposition of a 30% tariff on its exports to the US, a move that came as a shock. Despite the challenging market environment and economic uncertainties both globally and locally, we remain committed to our tried-and-tested investment process.
Why markets just got volatile and why investors should do nothing
Global markets underwent a seismic response to last Wednesday’s announcement of sweeping tariffs by US President Trump. The temptation to do something in response to major events is ever-present. In times like these, it’s wise to remember that not taking action and not making knee-jerk decisions, is a decision in itself.
From beehives to investments: An easy-to-understand analogy for financial adviser’s clients
Partnering with a trusted investment manager doesn’t replace the adviser’s role – it enhances it. Just as a beekeeper relies on the hive’s efficiency to produce high-quality honey, a financial adviser can focus on client needs while leveraging the expertise of an investment partner to deliver optimal results.
To increase or to not increase, VAT remains in question
Given the current political impasse and the need for further negotiations, it remains uncertain whether the proposed VAT increase will be implemented. Should the 0.5% hike (suggested to take effect on 1 May) go ahead, we outline how this may impact consumers and investors.
Retirement planning: Six essential lessons for securing your future
This article considers six essential lessons to help you navigate the complexities of retirement planning. From managing inflation to understanding the power of diversification, these practical lessons aim to give you the tools you need to make informed decisions and secure a stable financial future.
A recipe for financial success: The adviser and the trusted investment partner
By working together, advisers and investment partners create a powerful partnership that allows clients to receive both tailored financial guidance and expertly managed investments.