Our “Hot Topic” articles provide timely insights on the latest news and trends, offering clear, objective perspectives on market movements, industry updates, investment trends, behavioral finance, and key developments. These articles are designed to keep you well-informed and equipped with the knowledge to navigate the ever-evolving financial landscape.
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This year’s budget felt much calmer by comparison. One of the reasons for this smoother budget is the significant increase in commodity prices. This created a tax windfall for the government, with gross tax revenue for 2025/26 being revised upward by R21.3 billion. Thanks to this unexpected boost, the government was able to avoid previously proposed tax increases and had more room to allocate funds where needed.
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As we approach the end of the South African tax year, now is the ideal moment to review your financial planning and ensure you’ve taken advantage of all available tax benefits.
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Invest offshore to access global growth, diversify across markets and currencies, and protect your wealth from local risks. Start small, think big, and let your portfolio thrive worldwide.
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A small shift in thinking today can shape a far brighter financial future. So, before you hit “Add to Cart” next November, pause for just a moment and ask yourself: Would I rather own this today, or grow something bigger for tomorrow?
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Equity markets have continued their upward stride through 2025 despite persistent macroeconomic uncertainty and an evolving global geopolitical landscape. The speed and magnitude of the rally, especially in the US and among mega-cap technology shares, have surprised many investors.
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This Black Friday, savvy shoppers know that a discount doesn’t always equal value. The same principle applies to investing: it’s not about how cheap something looks, but whether it’s worth the price.
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The future of asset management isn’t about products - it’s about partnerships. Firms that once competed are now joining forces, sharing technology, strategies, and distribution networks to deliver better outcomes for clients.
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OIG is proud to announce that we have been named Citywire South Africa’s 2025 Overall Discretionary Fund Manager (DFM) of the Year. The award was presented at a gala ceremony held at Cape Town’s iconic Mount Nelson Hotel on 15 October 2025, celebrating excellence across the country’s top investment managers.
In addition to the top honour, OIG also received two additional accolades - the Overall Service Award and Best Investment Solutions - reinforcing our position as a trusted leader in discretionary fund management.
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The Optimum Investment Group (OIG) is pleased to announce that, effective 1 October 2025, it has secured a 40% ownership stake in Obsidian Capital.
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Global growth and outlook - A more positive path ahead – The world economy has weathered tariffs, trade tensions, and fragile recoveries. Now, fiscal stimulus, monetary easing, and structural reforms are reshaping the path forward. Francois Botha, OIG's Chief Investment Officer, unpacks expectations for the last quarter of 2025.
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Living annuity or life annuity - unpacking the difference - Deciding between a living annuity and a life annuity is not simply about comparing products - it’s about aligning your retirement income strategy with your lifestyle, values, and long-term financial security. When planning for retirement, one of the most crucial decisions is how to structure your income during retirement...
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Ubuntu teaches that collective strength is greater than any single part -and investing works the same way. By diversifying across asset classes, geographies, and strategies, portfolios become more resilient and less dependent on one outcome. OIG supports advisers through active management, customised solutions, and the inclusion of alternatives like hedge funds, ensuring clients are well-positioned for both stability and long-term growth.
