A new type of intermediary – Al agents and financial advice
AI will undoubtedly change financial advice – and in many ways, it should. It can make information more accessible, help advisers work more efficiently and give people a starting point when professional advice feels out of reach. But financial advice has never been just about information. It is about judgement, context and behaviour.
Are we heading for a “chip wreck”?
AI may still be one of the most powerful investment themes of our time, but after two extraordinary years of semiconductor gains, expectations are running high. As chip stocks begin to weaken, the question is no longer whether the AI revolution is real – but whether valuations have already priced in too much of the future.
Beyond asset allocation: Why manager selection matters
Where asset allocation determines where you invest, manager research determines how you invest. The strongest portfolios don’t rely on a single investment view; they combine multiple specialist perspectives to build more resilient outcomes.
Where we see opportunity in the second half of 2026
The first half of 2026 confirmed that this is not a standard late-cycle environment. Growth is slowing unevenly, inflation risk is elevated following the Middle East energy shock, and fiscal space is more constrained than in prior cycles.
Saving versus investing
Saving is essential, but on its own it is not enough to build real wealth. While saving protects your money, inflation and tax can quietly erode its value over time. Investing, by contrast, allows your money to grow meaningfully, especially over the long term, where compounding becomes a powerful advantage.
Why waiting to save is costing you more
Saving often feels like something to start later, but that moment rarely comes as expenses rise with income.
The difference is not how much you earn, but the habit of saving consistently, even in small amounts.
Starting now builds momentum and turns saving from a sacrifice into essential financial protection.
This savings month – remember your Tax-Free Savings Account is not a “savings” account
A Tax-Free Savings Account is often misunderstood, not because of what it does, but because of what it’s called. Despite the name, it is not designed for short-term saving or everyday access, but as a powerful long-term investment tool.
Why hedge funds matter in volatile markets
In an investment landscape shaped by higher volatility, shifting correlations, and increased market dispersion, hedge funds offer investors a broader toolkit to manage risk while still participating in growth opportunities. By reducing drawdowns, dampening volatility, and providing access to uncorrelated return streams, hedge funds can play a valuable role in building more resilient portfolios and supporting disciplined investor behaviour during turbulent markets.
From asset buckets to economic roles: Why hedge funds belong at the core of modern portfolios
As hedge funds have become more accessible, they are steadily moving from the periphery into the core of portfolio construction.
Offshore investment outlook: Balance versus bravado
The first quarter of 2026 highlighted a shift in global markets, where volatility increased but broad capitulation never materialised. As geopolitical risk, energy insecurity and policy constraints reshape the investment landscape, returns are becoming more uneven and increasingly dependent on selectivity rather than broad market exposure. In this environment, offshore portfolios built around balance rather than bravado are better positioned to deliver resilience and sustainable long term returns.