Expanded offshore investment limits for South Africans
South African investors now have greater flexibility to build global portfolios, following the 2026 Budget’s increase of the Single Discretionary Allowance from R1 million to R2 million, the first adjustment in nearly 15 years. Beyond easing administrative hurdles, the expanded allowance enables meaningful global diversification and more resilient, well-balanced long-term portfolio construction.
Why investing still matters – even when fear feels too familiar
History shows that disciplined, long-term investors who stay the course are typically rewarded, even amid uncertainty. Just as COVID-19 fears of lasting shortages proved exaggerated, market declines driven by fear (whether from geopolitical or economic shocks) are rarely permanent…
Weatherproof your wealth: An umbrella‑ready portfolio
The reality is that in markets, as in nature, calm days and stormy days are both guaranteed. Investors who try to chase the sunshine often end up caught in the rain.
Implications of the U.S.-Israel strikes on Iran: Markets, macro, and scenario outlook
Strikes on Iran have disrupted global energy flows, sending oil prices sharply higher. Markets now face rising inflation, delayed rate cuts, and heightened volatility. The path forward depends on how the conflict evolves.
Navigating a more complex investment environment
For more than a decade, markets rewarded investors who simply stayed on autopilot. That environment has changed. With higher dispersion, tighter liquidity and shifting global leadership, navigating today’s markets requires a more active, disciplined approach.
Why good advice sometimes drives clients away
Why good advice sometimes drives clients away – Investment returns are rarely the primary reason clients terminate advisory relationships. In many cases, clients fire competent advisers for reasons that have little to do with portfolio construction…
Budget summary: A calm year with some positive changes
This year’s budget felt much calmer by comparison. One of the reasons for this smoother budget is the significant increase in commodity prices. This created a tax windfall for the government, with gross tax revenue for 2025/26 being revised upward by R21.3 billion. Thanks to this unexpected boost, the government was able to avoid previously proposed tax increases and had more room to allocate funds where needed.
Make your 2026 tax allowances count
As we approach the end of the South African tax year, now is the ideal moment to review your financial planning and ensure you’ve taken advantage of all available tax benefits.
Investing offshore: Why your wealth needs more than just local soil
Invest offshore to access global growth, diversify across markets and currencies, and protect your wealth from local risks. Start small, think big, and let your portfolio thrive worldwide.
From impulse buys to long-term gains: Rethinking Black Friday
A small shift in thinking today can shape a far brighter financial future. So, before you hit “Add to Cart” next November, pause for just a moment and ask yourself: Would I rather own this today, or grow something bigger for tomorrow?